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Video instructions and help with filling out and completing Where Form 8815 Filing

Instructions and Help about Where Form 8815 Filing

If you're wondering what the best age is to file for Social Security you've come to the right spot because I'm gonna give you a few things to think about that no one else has you know trying to figure out when you should file for Social Security perplexes a lot of people there's data that suggests everyone should file early then there's other data that suggests everyone should file later and it just leaves individuals really confused and I know this because it's the number one question that I'm asked if you look at what Americans file for Social Security they haven't gotten this figured out yet in fact nearly 60% of all Americans filed before full retirement age around 30 percent filed at full retirement age and 12 percent file sometime after for retirement age what's interesting is that those that file before full retirement age the vast majority of those are simply filing at age 62 the earliest age they can and there is no way that just filing at the earliest age possible was right for nearly half of all 62 year olds there's enough data on retirement planning to no that's not right and there's a reason individuals do this and we're gonna cover that in just a moment but first let's go back and look at how filing age reduces or increases your benefit amount so let's assume that age 67 is your full retirement age that's when you can get 100% of your benefit if you file at 62 you're going to get less around 70 percent of your benefit and you'll see that benefit increase all the way back up to your full retirement age and then if you file after your full retirement age you'll get slightly more than what your...